There is a basic lesson on financial crises that governments tend to wait too long underestimate the risks want to do too little. And it ultimately gets away from them and they end up spending more money causing much more damage to the economy.

Too often we underestimate the power of a touch a smile a kind word a listening ear an honest compliment or the smallest act of caring all of which have the potential to turn a life around.

Never underestimate the power of jealousy and the power of envy to destroy. Never underestimate that.

You mustn't underestimate an audience's intelligence.

There is no such thing as an underestimate of average intelligence.

It's easy to underestimate the real cost of home ownership.

I have health. I have a wonderful support system. I have the admiration of millions of strangers which I do not underestimate.

It's always good to be underestimated.

Never underestimate the power of dreams and the influence of the human spirit. We are all the same in this notion: The potential for greatness lives within each of us.

A common mistake that people make when trying to design something completely foolproof is to underestimate the ingenuity of complete fools.

I say this as a young dad seeing children going into primary school: I don't think we should underestimate the formative effect on a child of those first years in primary school.

You may not always have a comfortable life and you will not always be able to solve all of the world's problems at once but don't ever underestimate the importance you can have because history has shown us that courage can be contagious and hope can take on a life of its own.

We always overestimate the change that will occur in the next two years and underestimate the change that will occur in the next ten. Don't let yourself be lulled into inaction.